Plenty of households earn well and still feel like they're treading water. That was Kacey and Lene Inu, a couple with four kids and a habit of spending whatever landed in the account each week. Dinners out, holidays, designer sunglasses.
By early 2024, the maths had caught up: about $3,000 in savings, car debt, Afterpay debt, and a constant hum of financial stress.
The turning point wasn't more money. It was a different way of thinking about it.
Kacey found Infinity Group through Instagram and, after some initial scepticism, the couple signed up for the Masterclass. What followed was a reset — budgeting systems, a restructured approach to debt, and a shift from reacting to money to directing it.
The results came faster than expected. Within months they'd set up a self-managed super fund and bought their first investment property. A second followed. A growing redraw buffer gave them something new: options.
Those options showed up in their careers. Lene expanded his personal training business. Kacey stepped back from a high-earning corporate role to build the health and fitness business she'd been putting off.
The part they seem proudest of, though, is what their kids are learning — a deliberate shift from things to experiences. The clearest proof was a trip to Canada for a white Christmas, a dream they'd assumed would have to wait until the mortgage was gone. They went anyway, knowing exactly how they'd rebuild the buffer afterwards.
Once you see what's possible, Kacey says, you start thinking differently.